Employers are legally obliged to ensure a safe and healthy working environment of their employers. And if something goes wrong with any individual during working hours while they’re on duty, the employers have to compensate the employee. Often employers try to slip away from their obligation and refuse to compensate. Well, this is when workers compensation lawyer NC comes to the rescue.
Employers and insurance companies use cunning tactics to excuse themselves from compensating. No ordinary man can figure out what’s the truth and what is not. So, you’ll need a worker’s compensation lawyer to back you up. Steer clear of the following tactics that a party can use to deprive you of the compensation you deserve.
- Disrupting communication
Some employers or insurance companies tend to avoid your emails and calls knowingly. It gives them more time to work out an excuse and delays the compensation claim process. Keeping thorough records of all communications between you, your employer, and the insurance company is the best method to handle this kind of behavior. Record the dates and times of your information requests, and save all written communications as evidence of a communication breakdown.
- Demanding recorded statement
You’ll make a fool of yourself if you proceed to provide recorded statements to the insurer in the absence of a licensed workers comp lawyer Raleigh NC. The insurer or employer might misrepresent your words against you and cut down the compensation claims or deny it completely. So, always go accompanied by a professional legal consultant while giving a recorded statement.
- Disputing Injuries
By contesting your injuries or demanding several medical evaluations from specialists the insurance company chooses, an adjuster may occasionally prolong your claim. Provide the insurer with any further supporting facts or paperwork you have if the denial seems to be unwarranted. You should consult with an expert lawyer who can help you understand the claims process and launch a lawsuit if required if the insurance continues to delay or deny the claim.
- Light-duty job offer
It might happen that immediately after you’re discharged from the medical facility, your employers might tempt you with an offer for a light-duty job. Do you know why that is? Well, it’s because employers can use your return to work as evidence that your injury wasn’t too serious. It will affect your workers’ compensation claim quite adversely. So, if you’ve got such an offer from your employer at hand, first consult with a workers compensation lawyer Raleigh NC and then respond. In this way, there’s a lesser risk of compensation denial or reduction.
- Unable to pay or delay in paying medical bills
Medical professionals look forward to being paid for their services. To avoid paying for your medical bills, some adjusters, however, may postpone making payments to providers or make the excuse that they are awaiting authorization. Some adjusters can even claim that some medical procedures are unnecessary, in which case workers’ compensation payments wouldn’t apply.
- Asking to see your medical history
It shouldn’t come as a surprise to you that the insurance company or employer is digging into your medical history to prove their innocence. It’s one of the popular tactics to delay compensation claims. They might go like, “We’ve stumbled upon a rumor that the injured party had a familiar accident before.”
Additionally, the adjuster can sour the relationship with the doctor selected by bringing up a previous accident, and the doctor might then request to see the patient’s medical records before agreeing to treat. In such circumstances, a workers compensation attorney Raleigh NC will come to your aid.
While it’s wise for doctors to be aware of your past medical history, there are situations when this is just a stalling or outright denial ploy for workers’ compensation.
Conclusion
Most of the time, insurance companies play these tricks to conceal their mistakes. The insurance agents are supposed to immediately approve medical-related requests. But they fail to do it as they’re too burdened or lazy. When you take the help of a workers comp lawyers near me to demand medical reimbursement, they dig up your medical history to justify their delay. This is just one aspect. All other aspects mentioned above are equally cunning tricks.
Laura S. Jenkins is your perfect halt for finding the best workers compensation lawyer NC who will save you from these cunning tricks of employers or insurance providers. Our skilled and highly experienced attorney will look into your workplace injury case and get you the maximum compensation that the law permits. Since the lawyers are well-acquainted with North Carolina’s workers’ compensation system, they can successfully fight for your case. For more, please reach out to us at laura@laurajenkinsattorney.com or call us at (919) 846-7766.